What to Save for in December? The month is here and to help you plan your monthly budget we have some great tips for you!

You’re enjoying the holidays with your family and friends. If you were smart, you put money away in the previous months so that you could enjoy the holidays without any of the stress. But, before you spend your paycheck or Christmas bonus on something frivolous, you need to consider what to save for in December.

5 Things To Save For In December

Taxes

Okay, let’s get the boring stuff out of the way first. If you have to pay taxes each year, you want to save now for anything you might owe. By the way, if you’re self-employed, you need to be making estimated payments throughout the year. Remember, a payment will be due in January.

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TVs

January is definitely the time to buy a new TV. You may have been tempted during Black Friday but hopefully, you held out. This is when the prices on last year’s models really start to fall big time. Don’t listen to all those people that tell you to rush out and get a TV during Black Friday. Just wait and you will be rewarded.

Fitness Equipment

Do you want to start the new year off on the right foot? Start saving in December to buy fitness equipment in January. Treadmills, weights, yoga mats, and everything else you need to get healthy in the new year will be on sale. This includes gym memberships.

Bedding, Linens, and Towels

During the month of January, you can score up to 70% off bath towels, bedding, and more. If you want to treat yourself to new linens, start saving now. What better way to start the new year than new bedding that allows you to get a more comfortable night’s sleep?

Christmas Decorations and Gifts for Next Year

It was mentioned that you needed to save for Christmas decorations in the What to Save For in November article. However, you should also still be stashing money away in December. You will continue to see clearance Christmas items throughout January.

These deals will be incredible – sometimes up to 90% off! It’s not only Christmas decorations and paper and such, either. You can also find items that would make incredible Christmas gifts. Buying ahead can save you so much money.

December, if you planned correctly, may leave you with a bit of money in your pocket. Instead of spending the money on something you don’t really need, why not save it for something better? There are so many great buys during the month of January.

Your turn: You read what to save for this December now we want to know what you are saving for? Share your tips and ideas with us!

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Joyce @ My Stay At Home Adventures

Latina mom of 4 married to wonderful Greek gentleman. Living in southeast PA and trying to juggle family and a household while trying to earn an income from home. Follow my stay at home journey as I discover how to earn money and save money so we can continue to live debt free.

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