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Have you ever found yourself daydreaming about that extra $2000 in your bank account? Whether it’s for a much-needed vacation, a home improvement project, or simply padding your rainy day fund, saving a substantial sum of money can feel like an elusive goal. But fear not, because we’re going to dive into some practical and…
Are you struggling financially? We had! I know I had! Here are 10 things you shouldn’t buy when struggling financially and getting your finances in the right direction. One thing is for sure, 2020 has proven to us that things can change overnight. It hasn’t been an easy year or experience for many. Now, if…
A recession is inevitable, but there are things everyday people can do right now to save money and get prepared. Here are some tips on how to prepare for the recession Let’s be honest; we never thought that 2020 was going to be the year it turned out to be. But fast forward to now,…
Due to the pandemic many of us are taking precaution with our spending and making sure we stay focus on our financial journey. During this pandemic, there are 7 things you should not buy and take that money and invest it someplace else. We are all about saving money and reducing our spending and if…
A grocery budget alone can be a struggle for many families, now imagine a big family of 8+ kids! These families have some useful grocery budget hacks for big families (or any size family) that they use to keep their grocery budget under control. We read about big families (large families) and the first thing…
This is a Sponsored post, and all opinions expressed in this post are my own. We discuss the importance of managing your finances and ensuring you are in control. We know a personal financial journey is not easy, but finding solutions to help you on this journey is our priority. We discuss everything we have…
One of the most frightening and yet satisfying purchases made in life is the acquisition of a first home. Though many believe that renting is a disposable expense of over 40% of household income each year, I do believe that renting is not that terrible and is not for everyone. However, if you are considering…
If you want to be successful with your money, it’s essential to have some rules in place. These personal financial rules will help keep you on track and save you money in the long run. So, whether you’re just starting or managing your finances for a while, make sure you follow these five rules! The…
Mortgage rates are on the rise every now & then. Refinancing your mortgage is a wise move if it reduces your mortgage payment, shortens the loan’s term or helps you to build equity quickly. Here arises an important question How to decide when to refinance your mortgage or is it even necessary? But before we…
We live in a society where we are constantly trying to prove something to someone. We are constantly going on about who is better and who is right. This goes with having money and power. We have this make-believe world that having money is and what the reality it. Who’s more American and who is…
How did I waste money on my baby? Have you ever asked yourself that? Maybe not if you are the type of person that believes wasting money on a baby is not a bad thing and should never be said. The truth is that no amount of money wasted will make anyone a great parent,…
Learn how to increase your personal savings when you follow these 6 tips! Saving money is not so easy for many of us. You try to be a good thrifty person and save money but fail miserably every time. Let’s be real here for a minute. Turning saving into a habit is not easy. When…