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Quit acting like this because deep down you are not wealthy; you are broke! When we decided to take on our debt and started living life the way we wanted to live it, we didn’t anticipate how much it was going to change our lives. Over the years we have faced many challenges, and we…
Last week, I wrote about steps to help you with your broke mindset, and I touched on the topic of turning that broke mindset into a wealthy mindset. Today, I want to go over what a wealthy mindset is, what we gain from it, and the benefits of having this mindset. When we say the…
Many people believe that leading a healthier lifestyle requires shelling out a lot of money. This is especially true when it comes to weight loss, as most people are under the impression that it requires pricey meals, dietary supplements, and fancy fitness programs. While some celebrities and wealthy public figures are willing to pay out…
Are you struggling to make ends meet? Do you feel like you are constantly living paycheck to paycheck? You may be wondering if you are broke. Many signs can indicate that you are in a difficult financial situation. We will discuss the seven most common signs that someone is broke and what to do about…
Let’s discuss frugal home education, aka homeschooling on a budget, shall we? Homeschooling is education in the home for school-aged children. Usually, parents take the role of tutors. Yet, some wealthy families hire professional tutors or recruit online teachers and courses. Homeschooling has many benefits. A warm family environment, efficient learning, and academic flexibility are…
Have you ever found yourself trying to keep up with the latest trends and purchases of your neighbors, friends, or family members? You might be surprised to learn that this phenomenon, known as “keeping up with the Joneses,” has been around for decades. The concept of “keeping up with the Joneses” has evolved significantly in…
If you ask yourself if your family needs a budget, the answer is yes, and you need a family budget. Every family should have a budget, in my opinion. How can you control your finances if you don’t have a budget to go by every month? One thing is clear that a budget is not a boring list…
Let’s talk emergency fund for a minute today. Do you have an emergency fund? Do you know what an emergency fund is? Why is having an emergency fund so important? There are so many questions about emergency funds, and not many people don’t either have one or don’t know why having one is important. Why…
So you decided to take your financial matters into your hands and attack your debt. You are doing a great job at staying away from the broke mindset, and you want to start living a financially stress-free life, yet you are having just a tad bit of a problem with that thing called a budget….
When do we think of wealth? What is the first thing that comes to mind? Money? What if I tell you that money is not wealth? Would you believe it? I had a bright idea a few years back. That smart idea was to kill my debt because I was sick and tired of not…
Today as the economy continues to decline, more and more people are becoming worried about their financial future. While there are many things you can do to protect yourself during a recession, there are also a few things you should avoid. Here are four things you should avoid during a recession. What are the four…
How can you save money when money is the last thing on your mind? If this is something you can relate to below, you will find ways to help you continue to save money. This is our story and how we managed to continue to save money even though life threw us some nasty curves….