It’s Not That You’re Failing—It’s That Prices Keep Rising

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You’re doing everything right—but somehow it’s still not enough.

You use budgeting apps. You watch your spending. You’ve stretched what you have.
But prices keep rising, and the breathing room keeps shrinking.

And that quiet voice creeps in: “Shouldn’t I have figured this out by now?”

This isn’t your fault.
And you’re not the only one feeling it.

Alt text: Two books titled *A Mom’s Financial Readiness*—one a workbook showing a smiling mom and toddler using a laptop, and the other an ebook featuring a mom budgeting at a desk with a piggy bank and plants—designed to help moms manage finances with calm and confidence.

This is the starting point you’ve been looking for.

When Prices Rise isn’t financial advice for perfect people. It’s a clear, encouraging guide for moms facing tight budgets, rising costs, and emotional burnout.

You’ll walk away with:

  • A plan that fits real life (not theory)
  • A way to reset your mindset and your money
  • Tools to feel more prepared—even if nothing changes overnight

What’s Included

📘 The Ebook: When Prices Rise: A Mom’s First Steps to Getting Financially Ready

A real-mom roadmap through financial stress. You’ll learn:

  • Why rising prices and income gaps aren’t your fault
  • How to break the guilt cycle around money
  • The first steps toward readiness—even without extra income
  • Smart strategies to stay steady in uncertain times
A woman holding a smartphone displaying the cover of the ebook “When Prices Rise: A Mom’s First Steps to Getting Financially Ready” by Joyce Zahariadis.

📝 The Workbook: Simple Prompts, Real Progress

Created for busy, overwhelmed moms who need structure without stress. You’ll get:

  • Wants vs. Needs worksheet
  • Spending review & subscription check-in
  • Cut 3 Non-Essentials reset prompt
  • Guilt-free mindset & readiness reflections

Who This Is For

  • You’re living paycheck to paycheck
  • You’ve had to pause savings just to stay afloat
  • You feel guilty about money, even though you're doing your best
  • You’re ready to prepare—not panic
Mom reading a spiral-bound financial readiness workbook on the couch, featuring practical money planning tools for families facing rising prices.

What People Are Saying

  • A Judgment-Free Lifeline for Everyday Moms!

    I loved reading the ebook because it truly emphatizes with moms who struggle on this aspect every single day. Learning that I'm not the only one experiencing this makes the burden a little more lighter. Also the worksheet is very helpful and very easy to follow and understand. By taking that “10-minute coffee sit” in my kitchen, I can think and plan strategically on what I should do for the next couple of days, weeks, and months.
    Kristine Anne
    Long-Time Follower

  • Thoughtful, Practical, and Hard to Put Down

    This is a practical guide to saving money. Joyce has broken down each step into a doable, successful concept!!! Once I started reading “When Prices Rise,” I couldn’t put it down. Each page is skillfully written and the author makes it personable. Not only is it thought provoking, it is inspiring as well. Highly recommended 😊
    Angelina W
    Reader and Newsletter Subsriber

What You’ll Walk Away With

  • ✅ Clarity about where your money’s going
  • ✅ Confidence in small but powerful decisions
  • ✅ Tools that support—not shame—you
  • ✅ A calmer, more grounded mindset about money

🎁 Bundle Includes

  • Full 40-page ebook (PDF)
  • Printable + fillable workbook
  • Readiness checklists & reflection prompts
  • Instant download, one-time purchase

Price: $9

Cover mockup of the "When Prices Rise" bundle featuring the main ebook, A Mom's First Steps to Getting Financially Ready, and the companion Financial Readiness Workbook, designed to help moms take control of their finances.

You’re not behind.
You’re not broken.

You’re a mom doing what moms do best—adapting.
Let’s take the first step together.