🌟 When Prices Rise: A Mom’s First Steps to Getting Financially Ready

When prices rise and money feels tight, you don’t need a lecture.

You need calm, clear steps that actually work.

Alt text: Two books titled *A Mom’s Financial Readiness*—one a workbook showing a smiling mom and toddler using a laptop, and the other an ebook featuring a mom budgeting at a desk with a piggy bank and plants—designed to help moms manage finances with calm and confidence.

Mama, I See You.

Groceries cost more. Bills come faster.
And you’re the one holding it all together, even when it feels impossible.

I know the spiral well:

  • Wondering if the numbers will add up at checkout.
  • Juggling which bills can wait this week.
  • Clicking “Add to Cart” just to feel better for a moment.

I’ve been there. And I want you to know—you don’t need a perfect system to start getting steady. You just need the right tools and a little calm support.

That’s why I created the When Prices Rise Bundle.

Mom reading a spiral-bound financial readiness workbook on the couch, featuring practical money planning tools for families facing rising prices.

What’s Inside the Bundle

💡 When Prices Rise Ebook
My honest story + practical steps to reset your money mindset, steady your budget, and breathe easier when life gets expensive.

📒 Printable Workbook + Budget Planner
Step-by-step worksheets to help you:

  • Track what really matters in your budget
  • Cut expenses without guilt
  • Build a small emergency buffer (even $5 at a time)
  • Create a plan that feels doable, not overwhelming

🧠 Money Mentor for Moms Chat (Exclusive Tool)
This is not the same as the free Budget Reset Chat.

The free chat helps you pause and take one small step when you’re overwhelmed.
The Money Mentor for Moms Chat goes deeper—it’s built from the guidance in the When Prices Rise ebook and workbook.

That means it doesn’t just give you quick prompts. It:

  • Walks you through the same strategies you’ll read in the ebook
  • Supports you in filling out your workbook and planning next steps
  • Helps you think clearly in real-life situations—like falling behind on bills or needing to rebuild your emergency fund

Think of it as your 24/7 budget buddy, available anytime you’re stuck or your emotions are louder than your plan.

Why It Works

Unlike financial advice that makes you feel judged or behind, this bundle is built to:
✅ Meet you where you are—stressed, tired, stretched thin
✅ Give you tiny, doable steps you can actually take today
✅ Support your emotions and your money (because they’re connected)
✅ Provide consistent guidance across ebook, workbook, and chat—so nothing feels scattered

Free vs. Bundle: What You Get

Free Budget Reset ChatWhen Prices Rise Bundle
PurposeA quick pause when you feel overwhelmedA full system of support for moms when money feels tight
FocusHelps you take one calm step todayHelps you reset your mindset, plan your budget, and stay steady long-term
Includes✅ Simple ChatGPT script you can use anytime✅ When Prices Rise Ebook (encouragement + steps)
✅ Printable Workbook + Budget Planner
✅ Money Mentor for Moms Chat (based on ebook + workbook)
Support LevelMoment-to-moment resetDeeper support + tools that work together
Best ForWhen you need a fast, judgment-free reset

What People Are Saying

  • A Judgment-Free Lifeline for Everyday Moms!

    I loved reading the ebook because it truly emphatizes with moms who struggle on this aspect every single day. Learning that I'm not the only one experiencing this makes the burden a little more lighter. Also the worksheet is very helpful and very easy to follow and understand. By taking that “10-minute coffee sit” in my kitchen, I can think and plan strategically on what I should do for the next couple of days, weeks, and months.
    Kristine Anne
    Long-Time Follower

  • Thoughtful, Practical, and Hard to Put Down

    This is a practical guide to saving money. Joyce has broken down each step into a doable, successful concept!!! Once I started reading “When Prices Rise,” I couldn’t put it down. Each page is skillfully written and the author makes it personable. Not only is it thought provoking, it is inspiring as well. Highly recommended 😊
    Angelina W
    Reader and Newsletter Subsriber

  • The Budgeting Guide That Actually Fits Today’s Economy

    This Ebook is a brilliant example of where to start when your budget is small and bills are high.
    A beginners step by step guide to help pull you up on your feet and show you the way, especially if you feeling lost and unsure of where to go from here.
    Times have changed and so have savings and budgeting. This ebook is a great read to get you moving without the guilt and frustration we are feeling in today's economy.
    Kate
    Long Time Reader

Price: $15

Cover mockup of the "When Prices Rise" bundle featuring the main ebook, A Mom's First Steps to Getting Financially Ready, and the companion Financial Readiness Workbook, designed to help moms take control of their finances.

You’re not behind.
You’re not broken.

You’re a mom doing what moms do best—adapting.
Let’s take the first step together.