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Did You Know 71% of Americans identify money as a significant cause of stress in their lives? Christmas is one of the biggest shopping season and the most stressful to many of us financially!

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Merry Debt-Free Christmas eBook

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MERRY DEBT-FREE CHRISTMAS EBOOK

If you are not looking forward to Christmas because of your finances, then this eBook is for you!  Merry Debt-Free Christmas was written to help you start planning your holiday season with step by step solutions and resources.

This eBook is a digital copy and contains six chapters to help you:

  • Change your mindset
  • Find a budget that works for you and your family
  • Create and maintain financial goals
  • Resources to help you save more money
  • Fast and easy ways to earn extra cash for the holidays

MERRY DEBT-FREE CHRISTMAS TABLE OF CONTENT

MERRY DEBT-FREE CHRISTMAS ………………………………………………………………………1
COPYRIGHT ………………………………………………………………………………………………………..2
DISCLAIMER ………………………………………………………………………………………………………3
AFFILIATE DISCLOSURE ……………………………………………………………………………………4
DEDICATION ………………………………………………………………………………………………………5
CONTENT…………………………………………………………………………………………………………….7
WHY A DEBT-FREE CHRISTMAS? ……………………………………………………………………..10
HOMEWORK ……………………………………………………………………………………………………….13
GETTING MENTALLY READY FOR CHRISTMAS ………………………………………………17
HOW TO GET THE RIGHT MINDSET FOR CHRISTMAS ……………………………………..17
BE HONEST. ………………………………………………………………………………………………………..17
BE COMMITTED. …………………………………………………………………………………………………18
CHANGE THE MINDSET. …………………………………………………………………………………….18
How do you know if you have a broke mindset? ………………………………………………………..18
Does this sound familiar? ………………………………………………………………………………………..18
“There’s Nothing I/We Can Do About It” …………………………………………………………………18
“We Deserve” ………………………………………………………………………………………………………..19
Don’t compare yourself to others. ……………………………………………………………………………..20
HOMEWORK ………………………………………………………………………………………………………. 23
SETTING FINANCIAL GOALS FOR CHRISTMAS  ………………………………………………..27
HOMEWORK ………………………………………………………………………………………………………..29
CREATING THE PERFECT CHRISTMAS BUDGET ……………………………………………….32
Create your Budget ………………………………………………………………………………………………….32
Make It Work ………………………………………………………………………………………………………… 32
Don’t give up! ……………………………………………………………………………………………………….. 33
Check and Review   ……………………………………………………………………………………………….. 33
HOMEWORK ………………………………………………………………………………………………………. 35
HOW TO MAKE MONEY FOR CHRISTMAS …………………………………………………………38
Why is it important to find ways to make money for Christmas? …………………………………..38
HOMEWORK …………………………………………………………………………………………………………41
HOW TO SAVE MORE MONEY FOR CHRISTMAS ………………………………………………..44
How To Save Money For Christmas …………………………………………………………………………..45
• Look at your budget and start finding ways to save money  …………………………………………47
• Create a plan to help you save money………………………………………………………………………..47
HOMEWORK ………………………………………………………………………………………………………….47
CONCLUSION ………………………………………………………………………………………………………..50
NEXT STEPS …………………………………………………………………………………………………………..52